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With over 25 years in the banking industry, John has learned a thing or two about what it takes to equip a business with a successful financial structure. In this episode, he dives deep into niche markets, differentiation, cash flow, and facilitating a banking relationship as a business owner. Tune in to hear from John not just as a banker, but as a thoughtful people-focused leader.


00:26 - Legacy Bank: History & Growth

3:00 - Niche Markets & Internal Alignment

8:33 - Embracing Technology Challenges & Changes

11:56 - Differentiating Yourself from the Competition

13:45 - Creating a Great Work Environment

15:35 - Managing Culture Across Multiple Locations

19:48 - The Art of Saying No

21:40 - Consistent Mistakes that Small Businesses Make

24:56 - How Much Cash Does A Company Need to Have on Hand?

26:59 - Importance of a Banking Relationship

30:08 - Advice for the Economic Future